Hire a Trusted Public Adjuster in Houston Texas for Your Insurance Claim
When disaster strikes and property damage leaves you overwhelmed, dealing with the insurance process is often the last thing you want to face. That’s where a Public Adjuster in Houston Texas becomes your most valuable ally. At Palco Claims, we represent your interests—not the insurance company’s—so you get every dollar you deserve for your losses.
Whether you’re a homeowner dealing with water damage or a business owner facing major structural loss, hiring a trusted public adjuster can make the difference between a lowball settlement and a fair payout.
Understanding the Role of a Public Adjuster in Houston Texas
A public adjuster is a licensed insurance professional who works for you, not the insurance company. Our job is to inspect, estimate, negotiate, and push for a fair resolution on your behalf.
Houston experiences its fair share of natural disasters—floods, hurricanes, hailstorms, and fires. As a result, insurance claims here are common, but not always straightforward. Insurance companies may try to undervalue your damage, delay the process, or deny your claim altogether.
This is where Palco Claims steps in—to protect you from being shortchanged.
Why You Shouldn’t Handle a Claim Alone
You might think the insurance company is on your side. In reality, they’re focused on minimizing their payout. Here’s what can go wrong without a public adjuster:
- Incomplete damage assessments
- Delayed processing times
- Undervalued property damage
- Unfair denials
- Overwhelming documentation requirements
With Palco Claims, you don’t have to face this alone. We fight for your interests, using proven strategies and deep industry knowledge.
Types of Claims We Handle at Palco Claims
As an experienced Public Adjuster in Houston Texas, we specialize in all major property damage claims:
Residential Property Claims
- Fire and smoke damage
- Water or flood damage
- Roof and hail damage
- Mold claims
- Foundation issues
Commercial Property Claims
- Office buildings
- Warehouses
- Multi-family apartments
- Retail spaces
- Restaurants and hospitality venues
Catastrophic Event Claims
- Hurricane damage
- Windstorm and tornado damage
- Lightning strikes
- Freeze and burst pipes
Whether the damage is visible or hidden, small or large, our team investigates thoroughly to ensure nothing is overlooked.
Our Process – How Palco Claims Strengthens Your Case
We follow a detailed, transparent process to make sure your claim is as strong as possible:
1. Free Claim Evaluation
We begin with a no-cost consultation. You’ll know exactly where you stand and whether your claim has been underestimated.
2. Detailed Property Inspection
Our licensed public adjusters perform a thorough inspection using tools like thermal imaging, drones, and moisture meters.
3. Accurate Damage Estimation
We document every single detail, from structural damage to personal property loss, to build a rock-solid case.
4. Policy Review & Strategy
We go through your insurance policy line-by-line to understand coverages, exclusions, and loopholes.
5. Direct Negotiation with Your Insurer
You won’t need to talk to the insurance company again. We handle all the calls, emails, and meetings on your behalf.
6. Settlement Support
Once a fair settlement is reached, we help expedite the process so you can begin repairs and recovery without delay.
Common Tactics Insurance Companies Use (and How We Beat Them)
Insurance companies often try to:
- Use vague policy language to deny claims
- Blame damage on pre-existing conditions
- Delay response time to frustrate you
- Offer low settlements hoping you’ll accept quickly
Palco Claims knows their playbook—and we counter it with solid documentation, legal knowledge, and relentless advocacy.
Why Choose Palco Claims in Houston Texas?
We’re not a nationwide chain that treats you like a number. Palco Claims is a Texas-based firm that knows Houston’s weather patterns, building codes, and insurance landscape. Here’s what sets us apart:
- Locally Owned and Operated
- 100% Client-Focused Approach
- Licensed and Bonded Public Adjusters
- Responsive Communication
- Proven Track Record
- No Upfront Fees – We Don’t Get Paid Until You Do
Frequently Asked Questions (FAQs)
How much does a public adjuster charge?
Most public adjusters, including Palco Claims, work on a contingency fee—meaning we only get paid when you receive your settlement.
Can I hire a public adjuster after the insurance company makes an offer?
Absolutely. We often reopen claims to pursue additional compensation that was initially missed or undervalued.
Is hiring a public adjuster legal in Texas?
Yes, we are fully licensed and regulated by the Texas Department of Insurance.
Take Action Now: Hire a Trusted Public Adjuster in Houston Texas
If your home or business has suffered property damage and you’re feeling overwhelmed, don’t navigate the claims process alone. Let Palco Claims be your trusted advocate.
We are the Public Adjuster in Houston Texas that fights for what you’re truly owed—without hassle, confusion, or compromise.
Palco Claims – Protecting Policyholders, One Settlement at a Time.