Texas Public Adjuster for Auto Repair Shop Claims

When your auto repair shop suffers damage from a fire, storm, or flood, every day you stay closed affects your income and reputation. At PALCO Claims, we understand the challenges Texas shop owners face when equipment, tools, or property are damaged. Our Texas Public Adjuster for Auto Repair Shop works directly for you to handle every detail of your insurance claim, ensuring you receive the full settlement your policy allows.

Insurance companies often rush assessments or overlook hidden damage that impacts operations. Our adjusters step in early, document every repair cost, and negotiate aggressively so you can reopen your doors faster and with peace of mind.

Why Auto Repair Shops in Texas Trust PALCO Claims

Running an auto repair shop means managing expensive tools, specialized machinery, and client vehicles, all at risk when disaster strikes. Whether your property experiences roof leaks, water intrusion, electrical damage, or equipment failure after a storm, PALCO Claims ensures no loss is left unclaimed.

Our team focuses exclusively on representing policyholders, not insurance companies. From the first inspection to final settlement, we fight for your business’s recovery, handling all claim paperwork and insurer communication.

We specialize in commercial and industrial claims for small and large auto repair businesses across Texas, including body shops, tire centers, and service garages.

When you hire PALCO Claims, you get:

• A full claim assessment with detailed photo and equipment documentation

• Negotiation based on true repair or replacement value

• Expertise in business interruption and downtime coverage

• Direct support from licensed public adjusters throughout the process

How Our Texas Public Adjuster for Auto Repair Shop Claims Work

When your business faces unexpected damage, you should not have to handle the claim alone. Our structured process makes recovery clear and efficient.

1. Free Initial Consultation

We begin with a no-cost claim review to understand your situation and assess your coverage. If your insurer already made an offer, we review it to see if it meets the policy’s full value.

2. Detailed Site Inspection

Our public adjuster conducts an independent inspection of your shop. We evaluate structural damage, mechanical systems, tools, lifts, paint booths, diagnostic computers, and even flooring or roof issues that may not appear in the insurer’s report.

3. Claim Documentation and Valuation

We prepare a detailed estimate using industry-standard software. This includes costs for materials, labor, and equipment. Every expense is backed by documentation to strengthen negotiations.

4. Insurance Negotiation

PALCO Claims takes over all insurer communication. We use your documentation to negotiate a fair and complete payout. This allows you to focus on your employees, customers, and reopening plans.

5. Settlement and Support

Once settlement is reached, we ensure funds are distributed correctly and confirm your claim closes at full value. If additional issues arise, our team continues to support you until the project is complete.

Our process eliminates stress, saves time, and ensures your claim reflects your true loss.

Licensed Public Adjusters with Industry Expertise

PALCO Claims is a licensed, independent adjusting firm serving property owners across Texas. Our adjusters bring decades of experience handling commercial claims for small and mid-sized automotive businesses.

Licenses:

• Texas: 2487288

• Oklahoma: 3001285558

• Nevada: 4071263

Every claim is handled by a licensed expert who understands the mechanical and operational needs of auto shops. We stay current with Texas commercial insurance regulations and state inspection codes.

From small mechanic garages to regional service centers, our focus remains the same, delivering fair and timely settlements for hardworking business owners.

Types of Damage Covered by Our Adjusters

Our Texas Public Adjuster for Auto Repair Shop handles a wide range of losses, including:

Storm and Hail Damage

Texas weather can bring sudden hail or windstorms that destroy roofs, doors, and ventilation systems. We document every repair cost and material replacement to ensure you are fully covered.

Fire and Smoke Damage

Auto repair shops often store flammable products. After a fire, we evaluate visible and hidden damage, including air contamination, tool corrosion, and equipment loss.

Water and Flood Damage

Even a small leak can ruin flooring, electrical systems, and diagnostic tools. We create a moisture map and document every affected area for a complete claim.

Theft or Vandalism

Stolen tools or vandalized vehicles can stop your operations. Our team provides a complete inventory analysis and valuation for your insurance company.

Business Interruption

When your shop must close temporarily, lost revenue can become your biggest loss. We calculate accurate business interruption claims so you recover your income alongside property repairs.

Why Choose PALCO Claims

Choosing the right public adjuster is crucial for protecting your business. PALCO Claims combines technical expertise with a proven negotiation record.

Here is what sets us apart:

• Decades of commercial claim experience

• Licensed professionals serving across Texas

• Transparent communication and real-time updates

• Success with both small repair shops and large auto centers

• Complete documentation that stands up to insurer audits

Our mission is to help you recover quickly while ensuring every aspect of your loss is accounted for.

Common Questions About Auto Repair Shop Claims

What is a Texas Public Adjuster for Auto Repair Shop?

A public adjuster is a licensed professional who represents policyholders during an insurance claim. They handle inspections, paperwork, and insurer negotiations to help you receive a fair and complete settlement.

How long will my claim take to process?

Each claim timeline depends on the insurer’s response and damage complexity. Most auto repair shop claims in Texas are settled within 45 to 90 days when handled by PALCO Claims.

Can I hire PALCO Claims if I already filed my claim?

Yes. Even if your insurer already made an offer, we can review it and often identify missing items or undervalued repairs. We help reopen or supplement your claim to recover what you are owed.

Contact a Licensed Texas Public Adjuster for Auto Repair Shop

If your auto repair shop has suffered damage, do not settle for less than you deserve. Let PALCO Claims review your policy and handle your entire insurance claim.

Address: 921 I-35 Suite 1202, New Braunfels, TX 78130
Phone: (512) 553-6432
Email: claims@palcoclaims.com
Website: https://palcoclaims.com
License Numbers: TX: 2487288 | OK: 3001285558 | NV: 4071263

Our Texas Public Adjuster for Auto Repair Shop serves clients across the state, including Houston, Dallas, Austin, San Antonio, Fort Worth, and surrounding regions.

We stand with business owners who work hard every day to serve their communities. Contact PALCO Claims today for a free consultation and discover how our expertise can protect your business when it matters most.