Introduction A house fire is one of the most overwhelming experiences a homeowner can face. Once the flames are out and everyone is safe, the focus quickly shifts to insurance. Unfortunately, what you do after a fire can have a major impact on how much your insurance...
Introduction After a fire, many property owners assume the damage is limited to what they can see. Burned materials, charred framing, and obvious destruction are easy to recognize. However, some of the most serious and expensive losses come from smoke and soot damage,...
A fire can change everything in a matter of minutes. Even a small kitchen fire or electrical issue can leave behind smoke damage, structural problems, and major financial stress. After the immediate danger passes, one question almost every property owner asks is: How...
Fire Damage Claim Denied — Why This Happens More Often Than Homeowners Expect When a homeowner experiences a fire, the assumption is simple: the damage is obvious, the loss is real, and insurance coverage should apply. Unfortunately, across Texas, Oklahoma, and...
The Challenge Homeowners Face After a Fire A house fire disrupts life instantly destroying personal belongings, damaging structural components, contaminating air with smoke and soot, and leaving families displaced. But after the flames are gone, a second challenge...