When the sky over South Texas turns that eerie green-gray, locals know what’s coming.
And last week’s hailstorm? It didn’t just roll through, it tore through.
Baseball-sized hailstones pounded rooftops from New Braunfels to Corpus Christi, shredding shingles, denting cars, and snapping fences like twigs. Even seasoned Texans were caught off guard. By sunrise, it wasn’t just about weather anymore, it was about damage, insurance, and who’s actually going to help fix this mess.
That’s where Palco Claims steps in.
They’ve been through enough storms to know what happens next, homeowners scrambling to patch holes, insurance adjusters suddenly “booked solid,” and policy language that feels more like a trap than protection.
Let’s break down what really went down, what’s next for South Texans, and how Palco’s crew is taking charge of claims across the region.
When Hail Hits South Texas, the Damage Runs Deep
You can hear it before you see it. The sharp pinging that turns into full-on hammering. Windows rattle. Roofs get torn up.
Within minutes, your peaceful night turns into a crash course in “what does my homeowner’s insurance actually cover?”
Across Bexar, Guadalupe, and Comal Counties, the hailstones hit fast and heavy. For a lot of folks, the aftermath looked like this:
- Granules washed off shingles completely.
- Gutters pulled away from the fascia.
- Skylights spider-cracked.
- A/C units dented beyond repair.
- And water trickling in from places you didn’t even know leaked.
Sounds familiar? You’re not alone.
According to recent local reports, hailstorms are now one of the top property insurance claim causes in South Texas, and 2025’s early storms are already stacking up millions in reported losses.
But here’s the twist: insurance companies are getting slower, not faster.
Many homeowners call, file, and wait weeks just to get a “preliminary” inspection. Then the report comes back lowballed, a payout that barely covers shingles, let alone repairs.
That’s the real storm South Texans are facing. And that’s exactly why Palco Claims was founded.
Why South Texans Are Turning to Palco for Claim Help
You don’t need another contractor promising miracles. You need someone who can actually fight for what your policy owes you.
That’s Palco’s territory.
They’re not roofers. They’re licensed public insurance adjusters, which means they don’t work for the insurance company, they work for you.
If you’ve ever wondered why your neighbor got twice the payout for what looks like the same damage, there’s a good chance they had a public adjuster like Palco in their corner.
So what does Palco actually do?
When the storm clears, they get to work, fast.
They show up, inspect, and document every bit of evidence before the insurance company even steps on your property. They use drones, moisture meters, and years of storm claim experience to make sure nothing gets “overlooked” in the report.
Then comes the part most homeowners dread: negotiation.
This is where Palco shines. They handle the back-and-forth with your insurer so you don’t have to repeat yourself 10 times or play email tag for a month.
They’ve handled hundreds of Hail Damage claim services in South Texas, and it shows. Their adjusters know the roofs, the local materials, the labor costs, and, more importantly, how insurance companies think.
They know when an offer’s fair and when it’s not even close.
So if your claim feels like it’s going nowhere fast, it might be time to have Palco take a second look.
How Our Hail Damage Claim Services in South Texas Actually Work
No confusing paperwork. No waiting months for a callback. Just a straightforward process that’s built for homeowners, not insurers.
Here’s how the Palco process unfolds, step by step:
1. Quick Response & Free Inspection
You call, we show up. Usually within 24 to 48 hours.
Palco’s local teams cover the San Antonio, New Braunfels, and South Texas Gulf regions, so you’re never far from help.
They’ll assess the roof, exterior, interior leaks, and even attic moisture to see how far the hail damage really goes. (Spoiler: it’s usually worse than it looks.)
2. Documentation That Sticks
Every dent, crack, and broken tile gets recorded, photos, notes, and measurements.
This isn’t for aesthetics; it’s ammunition for your claim. When the insurer tries to say “that looks like old damage,” Palco’s detailed inspection proves otherwise.
3. Claim Filing and Negotiation
This is the “paperwork” part, but you won’t be buried in it. Palco handles the communication with the insurer directly. They make sure the claim aligns with your policy’s actual coverage, not the stripped-down version adjusters sometimes quote.
If an insurance company pushes back, Palco pushes harder.
4. Settlement That Reflects Real Costs
Here’s where the payoff happens, literally.
Once your claim is approved, Palco ensures you get the funds you’re actually entitled to for full restoration. That includes materials, labor, and all the hidden costs that insurance adjusters love to skip.
They’ll even coordinate with your contractor to make sure your roof replacement or repairs meet insurance specs.
That’s what real Hail Damage claim services in South Texas look like, start to finish.
Real Talk, Why “Hail Damage Claim Services Near Me” Isn’t Always Enough
You’ve probably searched that exact phrase before: “hail damage claim services near me.”
And sure, it’ll pull up dozens of names, some familiar, most not. But here’s the thing: proximity doesn’t equal performance.
When you’re dealing with a multi-thousand-dollar insurance claim, “near me” doesn’t matter half as much as who actually knows what they’re doing.
Palco Claims isn’t just nearby. They’re native to South Texas weather patterns, they know which carriers drag their feet, and they’ve been through enough disasters to know how to get results.
They’re fully licensed, TX: 2487288, OK: 3001285558, NV: 4071263, and every adjuster under their name is trained to spot the subtle stuff: blistered shingles, siding impacts, gutter distortions.
Those “small things” add up fast. And if you miss them on the initial claim? You might never see that money again.
So yeah, you could pick a random adjuster from Google…
Or you could call the folks who already know your neighborhood, your insurer, and how to get your life back to normal.
Hail Damage in South Texas: The Hidden Costs You Don’t See Right Away
Here’s something homeowners don’t always catch right away, the delayed damage.
Hail doesn’t always punch holes through roofs instantly. Sometimes it just weakens the shingle surface or breaks the granules.
Then months later, you notice:
- A water stain on the ceiling.
- Higher electric bills (hello, attic leaks).
- Drips after a light rain.
By then, your insurer might argue it’s “maintenance-related”, which is another way of saying “not our problem.”
That’s why getting a hail inspection immediately after a storm is critical. Palco Claims documents the damage while it’s still fresh, giving you airtight proof that it was storm-related, not neglect.
It’s the difference between a $1,200 patch job and a $15,000 roof replacement fully covered.
What Homeowners Are Saying (The Palco Effect)
You can spot Palco’s work by one thing, calm homeowners who aren’t stuck fighting their insurer.
Clients across Seguin, San Marcos, and Corpus Christi say the same thing: “They made it easy.”
Palco doesn’t promise overnight miracles. But they do promise this, transparency, speed, and relentless advocacy.
They’ll tell you exactly what your insurer’s trying to skip, break down repair costs, and handle the phone calls you don’t have time (or patience) for.
And that kind of peace of mind? It’s priceless when you’re staring at a tarped roof and a flooded garage.
Call the Pros Who Know South Texas Hail Damage Best
If your home or business took a beating during the recent South Texas storm, don’t wait.
That “small leak” could turn into major damage in weeks.
Palco Claims is here to help you document, file, and win the payout your policy promises.
They’ve got the experience, the credentials, and, most importantly, the local roots that make a difference when storms hit home.
Call now: (512) 553-6432
Address: 921 I-35 Suite 1202, New Braunfels, TX 78130
Website: www.palcoclaims.com
Email: claims@palcoclaims.com
Because when South Texas gets slammed by hail, you don’t need excuses, you need results.
And that’s what Palco Claims delivers, storm after storm.
FAQs About the Recent South Texas Hailstorm and Claims
How soon should I file a hail damage claim in South Texas?
Answer: Don’t wait. The faster you report your hail damage claim, the stronger your case. South Texas storms hit hard, and insurance companies move fast, so should you. Palco Claims can file and manage your entire claim the same day you call.
What if my insurance company underpaid or denied my hail claim?
Answer: Happens more often than you’d think. If you’ve been lowballed or denied, our licensed public adjusters review your claim, re-inspect the damage, and fight for the full payout you deserve. You don’t owe us a dime until your claim is settled.
How much does it cost to hire Palco Claims for hail damage claim services?
Answer: Zero upfront cost. We work on a contingency basis that means we only get paid when you get paid. No hidden fees. No surprises. Just honest, professional hail claim representation across South Texas.