When disaster strikes your condominium complex in Texas, handling insurance claims shouldn’t add to your stress. Palco Claims, a licensed Texas Public Adjuster for Condominium Complex insurance claims, helps property owners and condo associations recover fair settlements after fire, hail, flood, or storm damage.

With years of experience in Texas commercial property claims, our adjusters stand by your side — ensuring your insurer pays what your property is truly worth, not what’s convenient for them.

Call (512) 553-6432 today to schedule a free inspection and claim consultation anywhere in Texas.

Professional Insurance Claim Help for Texas Condominium Complexes

Condominium complexes present unique insurance challenges. Multiple units, shared walls, common areas, and association boards mean claims are rarely simple. When damage happens — whether from hailstorms, hurricanes, water leaks, or structural fires — insurance companies often minimize payouts by disputing the cause or scope of loss.

That’s where Palco Claims comes in.

We specialize in multi-unit property insurance claims across Texas. Our experts perform a detailed property inspection, document every affected area, and handle all correspondence with your insurance provider. From initial inspection to final settlement, you’ll have a dedicated public adjuster fighting for your community’s recovery.

Our Process

1. Comprehensive Damage Assessment: We use professional inspection tools to evaluate roofing, siding, interiors, and shared facilities.
2. Policy Review: Our team carefully reviews your condo association’s master policy and any individual unit coverage to identify all compensable losses.
3. Claim Documentation: We prepare a full damage estimate and photographic report.
4. Negotiation & Settlement: We directly negotiate with your insurer to achieve a fair and timely payout.

Our goal? To protect your community’s financial stability and ensure full recovery without unnecessary delays.

Licensed Public Adjusters Dedicated to Texas Property Owners

Palco Claims isn’t just another claims company — we are licensed public adjusters with verified credentials, hands-on experience, and a deep understanding of Texas insurance law.

Why Texas Condominium Owners Trust Palco Claims

• Licensed & Insured under Texas License #2487288
• Local Expertise: Based in New Braunfels, TX, serving all major Texas cities — Austin, Houston, Dallas, San Antonio.
• Specialized Focus: Condominium complexes, apartment buildings, HOA-managed communities, and multi-unit properties.
• Direct Representation: We represent you, not the insurance company.
• No Upfront Fees: We work on a contingency basis — you pay only when we secure your settlement.

Our Coverage Areas Include:

• Roofing and siding damage from hail or wind
• Flood or water intrusion in shared walls and basements
• Fire and smoke damage to multiple units
• Structural damage from hurricanes or severe storms
• Business interruption claims for association-run facilities

Each claim is handled with accuracy, transparency, and a commitment to your community’s recovery.

Common Challenges in Condominium Insurance Claims

Condominium complexes are covered by master policies that can be dense and confusing. Without an expert adjuster, property owners and boards may overlook key policy benefits or misinterpret exclusions.

Here’s what typically goes wrong:

• Underestimated Damage: Insurance adjusters often assess surface damage only, ignoring underlying water or structural harm.
• Coverage Gaps: Misunderstanding between the HOA master policy and unit-owner policies can lead to claim denials.
• Depreciation Adjustments: Carriers may reduce settlements unfairly based on building age or maintenance assumptions.
• Slow Payouts: Claims involving multiple units take longer without professional management.

At Palco Claims, we know how to navigate these issues. Our adjusters have years of experience negotiating complex, multi-unit claims and ensuring that nothing gets overlooked or underpaid.

We make sure every inch of damage — from the rooftop HVAC system to shared parking structures — is documented and compensated fairly.

Our Texas Condominium Complex Claim Services

When you work with Palco Claims, you gain access to complete public adjusting services tailored to the needs of Texas condominium owners and property managers.

1. Fire & Smoke Damage Claims

Fire can devastate multiple condo units in a matter of minutes. We assess structural integrity, smoke penetration, and rebuilding costs to ensure your settlement covers full restoration.

2. Water & Flood Damage Claims

Burst pipes, roof leaks, and flooding can affect dozens of units at once. We perform moisture mapping, interior inspections, and loss documentation to secure rightful compensation.

3. Wind & Hail Damage Claims

Texas storms cause millions in roof and siding damage yearly. We provide full inspections and negotiate for full roof replacements when insurers offer only partial repairs.

4. Hurricane & Storm Damage

From Houston to Corpus Christi, coastal condos face heavy losses during hurricane season. We specialize in documenting wind-driven rain and structural damage that insurers often misclassify.

5. Business Interruption Claims

For condo associations managing rental income or amenities, downtime matters. We calculate lost revenue to include in your claim for full financial recovery.

Our adjusters handle everything — from damage documentation to insurer negotiation — so you can focus on restoring your property, not chasing claim paperwork.

Why Choose Palco Claims for Your Condominium Complex Claim in Texas

Palco Claims is built on trust, transparency, and performance. Our clients know that we represent their best interests — not the insurance company’s.

Key Benefits:

• Local expertise in Texas building codes and insurance regulations
• Detailed claim documentation using state-of-the-art inspection tools
• Consistent communication throughout the claim process
• Proven record of fair and timely settlements for large-scale properties

Whether your condominium complex has suffered from storm damage or catastrophic fire, our adjusters are trained to uncover the full scope of your losses and fight for the compensation you deserve.

Your claim is not just paperwork — it’s your community’s recovery plan.

FAQs

Q1: Why should I hire a Texas Public Adjuster for my condominium complex claim?
Palco Claims protects condominium associations by managing complex multi-unit claims, ensuring proper documentation, and securing fair settlements.

Q2: What types of damage does Palco Claims handle for condominiums in Texas?
We handle storm, hail, fire, water, and structural damage affecting condominium complexes across Texas.

Q3: How do I start a claim with Palco Claims?
Call (512) 553-6432 or email claims@palcoclaims.com to schedule an inspection. A licensed adjuster will assess your condominium damage within 48 hours.

Get a Free Inspection for Your Condominium Damage Claim Today

Time is critical after property damage. Insurance companies have deadlines, and the longer you wait, the harder it becomes to document your full loss.

Don’t leave your claim to chance — let Palco Claims, your dedicated Texas Public Adjuster for Condominium Complex, protect your rights and secure your recovery.

Office: 921 I-35 Suite 1202, New Braunfels, TX 78130
Phone: (512) 553-6432
Email: mailto:claims@palcoclaims.com
Website: https://palcoclaims.com/

Call today to schedule your free on-site inspection and claim review anywhere in Texas.